INTRODUCTION Gold Investment Management Ltd. offers equity, fixed income and alternative asset management services with a low cost, tax efficient and highly personalized approach. We serve individuals, corporations, pension funds and charitable foundations. Our guiding principles are integrity, discipline and results. INTEGRITY We are proud to have adopted the CFA Institute Code of Ethics and Standards of Professional Conduct. It is the promise that every aspect of our business and personal dealings will be honest, transparent and held to the highest standards of ethical conduct. DISCIPLINE Our approach to investing is disciplined, proven and repeatable. We begin by developing an investment policy statement - an investment roadmap - which is unique to each client.  We then concentrate on areas that have proven to add value - up to 90% of a portfolio's total return - such as the asset mix, sector selection and credit cycle. Finally, we select individual securities where valuations look compelling. RESULTS By combining our disciplined investment approach with a low management fee and tax efficiency, we expect to deliver highly competitive results. We look forward to meeting with you to discuss your investment needs.